Service
Fintech Solutions
Money movement you can audit, reconcile and trust.
Overview
We build the systems behind digital wallets, micro-lending, remittance and agent networks: ledgers that balance, payment integrations that retry safely, and admin tools that let finance teams see every birr. Our fintech work powers microfinance institutions and payment companies in Ethiopia.
What you get
- Double-entry ledgers with exactly-once settlement
- Integrations: telebirr, CBE Birr, M-Pesa, EthSwitch, bank cores
- USSD, WhatsApp and Telegram channels for customers
- KYC, limits, fraud rules and regulator-ready reporting
Scope
How we usually package it
Wallets & agent networks
Customer and agent wallets with float management, cash-in / cash-out, commissions and end-of-day settlement.
Lending platforms
Loan origination, scoring hooks, disbursement, repayment schedules and collections for MFIs and lenders.
Remittance & payments
Cross-border and domestic remittance flows, payout rails and reconciliation against partner statements.
Proof
Where we have done this before
LiveFintech
Adopay
for DECSI
A digital lending and payments platform for a microfinance institution: loan origination and repayment, customer service, USSD, airtime and integrations with telebirr, M-Pesa and EthSwitch across a microservice architecture.
DeliveredFintech
Kacha
for Kacha Digital Financial Service S.C.
WhatsApp remittance bot and crowdfunding web platform for Ethiopia's first licensed digital financial service provider.
DeliveredFintech
Duruj
A remittance platform website and customer flows for sending money home to Ethiopia.
FAQ
Common questions
How do you keep balances correct?+
Every movement is a journal entry in a double-entry ledger, written in a single transaction with idempotency keys. Nothing is updated in place.
Have you integrated with Ethiopian switches and banks?+
Yes: telebirr, CBE Birr, M-Pesa, EthSwitch and several core banking systems, plus Chapa for card and wallet checkout.
Also consider
Services that pair well
Ready to talk about fintech solutions?
Tell us about the problem, the users and the deadline. We reply within one business day with a clear next step, not a sales pitch.